Category: Home

Your lender requires that you carry adequate insurance on your property so they are protected in case of a fire or other major loss. If you do not renew your insurance on time, or fail to meet the lender’s requirements for coverage, your mortgage company can acquire insurance at your expense. This is called “forced-placed” […]

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If you have a home and a mortgage, your lender is going to require you to carry homeowners insurance. As long as your bank’s interests are sufficiently covered, it doesn’t really care what you might have done to insure yourself. Here’s the bare insurance your standard homeowners insurance policy is going to cover:

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Like any other organism, mold needs food and water. It loves to eat wood, and that’s one reason why homes and other structures sustain mold damage. When it begins depleting its food source, damage occurs. Mold is easily identified by how it looks and its odor.

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