Financial Strength

We’re built to be Prepared

When you buy a policy from Prepared, you are placing your home in our hands. That’s why we’re open and honest about our financial strength to keep you covered in the event of a disaster. We work hard to balance risk and capital issues while striving to offer competitively priced products.

Couple taking a break from painting

Reinsurance Coverage

Our financial strength is based on the ability to handle claims following catastrophic as well as day-to-day events.

We take this responsibility seriously and have partnered with TigerRisk Partners, a leading worldwide, reinsurance brokerage to place our annual Catastrophe Loss Reinsurance Program. We obtain reinsurance from multiple insurance carriers based all over the world to protect our policyholders in a 100 year storm or multiple smaller events in a single year.
Reinsurance Partners table

Prepared Insurance Company is rated ‘A Exceptional’ by Demotech, Inc.