Our policies are built to support you, not just your address

You make your home more than just a roof and four walls. That’s why our policies cover homes, but are written for those who live there.

Whatever you need, we’ve got you covered

No two homes—like no two people—are the same. We offer the flexibility to tailor our products to meet your needs, because we believe in the value of providing the right coverage, not just cut-rate prices. This common sense, relationship-based approach is what sets us apart.

Explore our products below. When you’re ready to get the coverage you need, we’ll be here for you.

At Prepared Insurance, our policies are built to support you, not just your address.

Our Products

There are few things more important than the right home insurance to protect your investment. Our comprehensive policy includes property and liability protection, and it is customizable with over a dozen options to help you find the exact coverage you need.

Flooding is the #1 natural disaster in America, and many people can be left unprepared without flood insurance. That’s because homeowners insurance policies do not cover floods. You need a separate policy. The truth is, anywhere it rains, it can flood. So make sure you’re Prepared.

Your condo association’s master policy only covers limited parts of your unit. A condo policy insures your personal property as well as permanently attached structures not covered by your association. We also offer several options to customize your policy to meet your needs.

It’s important to remember that your landlord’s insurance policy does not cover your personal property. To be sure your belongings are protected and that you’re covered for personal liability, get Prepared with our Renters Insurance policy.

If you own a rental property, a Dwelling Fire policy can protect your investment. Our comprehensive policy offers more than a dozen optional endorsements so you can customize your landlord insurance coverage to meet the needs of your investment.