Equipment Breakdown and Service Line Coverage

Equipment Breakdown Coverage

Equipment Breakdown Coverage safeguards you against the three perils most homeowner policies won’t cover: electrical, mechanical and pressure system breakdown. Fixing or replacing these systems can be expensive, but you can protect yourself from unexpected costs. This coverage has a separate deductible of $500 with a limit up to $100k per occurrence. You pay less than $3/month.

Our Equipment Breakdown endorsement covers:

  • HVAC systems
  • Electrical panels
  • Washers & dryers
  • Refrigerators
  • Stoves
  • Televisions
  • Media equipment
  • Heat pumps
  • Other household appliances

For more information, please visit our Equipment Breakdown Coverage Experience

Service Line coverage protects against damage of underground piping or wiring from the street to your home.

Service Line Coverage

Most homeowners don’t know they are responsible for the underground service lines from the street to their home. This coverage protects against damage of underground piping or wiring caused by artificially generated electrical current, freezing, latent defect, root invasion, wear and tear or weight of equipment, animals or people. This coverage has a separate deductible of $500 with a limit up to $10k per occurrence. You pay less than $2/month.

Your local insurance agent can help you navigate all the options to find the right coverage that fits you and uncover all possible discounts.

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Policy Discounts to help you save

We offer a wide range of policy discounts for your house insurance to provide the best coverage at the best value. Explore all our available discounts.

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