Homeowners Titanium Package

Stronger coverage to keep you protected

Our Titanium Package strengthens your homeowners policy to cover screen enclosures, refrigerated items, increased coverage limits and much more. Discuss adding this valuable package with your local agent.

Strengthen your homeowners policy with the Titanium Package from Prepared Insurance.

Explore the benefits of our Titanium Package:

STANDARD HOMEOWNER POLICY TITANIUM PACKAGE
Coverage C – Personal Property 50% 70%
Coverage D – Loss of Use 10% 20%
Coverage E – Personal Liability $100,000 $300,000
Coverage F – Medical Payments to Others $1,000 $5,000
Screen Enclosures, Carports and Pool Cages Not Included for Hurricane Loss $20,000 RC for Hurricane Loss
Equipment Breakdown Not Included $100,000
Service Line Not Included $10,000
Animal Liability Not Included $50,000
Personal Injury Not Included $300,000
Damage to Property of Others $500 $1,000
Personal Property Replacement Cost Not Included Included
All Risk on Personal Property Not Included Included
Personal Property Special Limits
Money $200 $1,000
Securities $1,000 $5,000
Stamps $1,000 $5,000
Watercraft $1,000 $5,000
Jewelry and Furs (for loss by theft) $1,000 $5,000
Firearms (for loss by theft) $2,000 $5,000
Silverware/Goldware (for loss by theft) $2,500 $5,000
Business Property on premise $2,500 $10,000
Business Property off premise $250 $1,000
Credit Card, Forgery & Counterfeit Money $500 $10,000
Refrigerated Property Coverage Not Included $500
Lock Replacement due to lost or stolen keys Not Included $500
Water Back Up Not Included $5,000
Personal Home Computer Coverage Not Included $10,000
Watercraft Liability 25 HP 50 HP

Your local insurance agent can help you navigate all the options to find the right coverage that fits you and uncover all possible discounts.

Policy Discounts to help you save

We offer a wide range of policy discounts for your house insurance to provide the best coverage at the best value. Explore all our available discounts.