Renters Insurance

To each their home

At Prepared, our goal is to provide the right insurance to fit your unique needs. While your landlord’s insurance policy covers the structure, it will not cover your personal property. A renters insurance policy (HO-4) insures your valuables from loss for events like theft, fire or water damage. The policy also covers your liability if someone is injured in your home, and it has an allowance for living expenses should you have to temporarily relocate during repairs.

We recommend creating a home inventory checklist that includes estimated replacement costs to assist you in determining how much personal property coverage is necessary.

A renters insurance policy insures your valuables from loss for events like theft, fire or water damage.

Optional Coverages

  • Personal property replacement cost
  • Special personal property replacement cost
  • Personal injury
  • Increased liability and medical payments
  • Increased limit on personal property – other residences
  • Animal liability
  • Home computer coverage

Your local insurance agent can help you navigate all the options to find the right coverage that fits you.

Policy Discounts to help you save

We offer a wide range of policy discounts for your home insurance to provide the best coverage at the best value. Explore all our available discounts.